Pick your jar or bowl: Use a 12–16 oz jar or container with a tight lid so you have room to stir and add toppings.
Blend or mash (optional): If you prefer a smoother texture, quickly blend the cottage cheese with the milk and vanilla.
Otherwise, keep it chunky for a cheesecake-like vibe.
Combine dry ingredients: Add oats, chia seeds, a pinch of salt, and cinnamon (if using) to your container.
Add wet ingredients: Pour in the cottage cheese mixture (or cottage cheese plus milk), then add sweetener if desired.
Stir well: Make sure all oats are submerged. This prevents dry pockets and helps the chia thicken evenly.
Add fruit: Stir in berries or layer fruit on top. If using banana, add in the morning to prevent browning.
Chill overnight: Cover and refrigerate at least 4 hours, ideally 8–12, for full absorption and creaminess.
Finish and serve: In the morning, give it a stir.
Adjust thickness with a splash of milk. Top with nuts, a drizzle of nut butter, or more fruit. Taste and tweak sweetness.