Make the tortilla strips. Cut corn tortillas into thin strips. Fry in a small skillet with hot oil until golden and crisp, or bake at 375°F (190°C) with a light oil toss until crunchy. Drain on paper towels and salt lightly.
Sauté the aromatics. In a large pot, heat 1–2 tablespoons of oil over medium heat.
Add onion and a pinch of salt; cook until translucent, about 5 minutes. Stir in garlic and jalapeño, and cook 30–60 seconds until fragrant.
Bloom the spices. Add cumin, chili powder, and smoked paprika. Cook 30 seconds, stirring, to wake up the flavors without burning.
Add the base. Pour in chicken broth and the can of fire-roasted tomatoes with juices.
Bring to a gentle simmer.
Bulk it up. Stir in corn, black beans, and shredded chicken. Simmer 10 minutes so everything mingles.
Go creamy the smart way. Lower the heat to medium-low. Add the cubed cream cheese a few pieces at a time, stirring until melted and smooth.
Then pour in the cream or half-and-half. Do not boil; keep it just under a simmer.
Brighten and finish. Stir in lime juice and chopped cilantro. Taste and adjust salt, pepper, and heat.
If it’s too thick, splash in more broth. If too thin, simmer a few minutes more.
Serve with crunch. Ladle into bowls and top with tortilla strips. Add avocado, extra cilantro, shredded cheese, or a dollop of sour cream if you like.