Prep the pan: Preheat the oven to 350°F (175°C).
Line a 12-cup muffin tin with paper liners or lightly grease with coconut oil.
Mix dry ingredients: In a large bowl, whisk together almond flour, cocoa powder, sweetener, baking powder, baking soda, and salt until no clumps remain.
Combine wet ingredients: In a separate bowl or large measuring cup, whisk the eggs, peanut butter, almond milk, melted coconut oil (or butter), and vanilla until smooth.
Make the batter: Pour the wet mixture into the dry ingredients. Stir with a spatula until just combined. Fold in the sugar-free chocolate chips if using.
The batter will be thick.
Fill the cups: Divide the batter evenly among the 12 muffin cups. If you want a peanut butter swirl, dot a small amount of peanut butter on top of each muffin and swirl with a toothpick.
Bake: Bake for 18–22 minutes, or until a toothpick inserted in the center comes out with a few moist crumbs. Do not overbake.
Cool: Let muffins cool in the pan for 5 minutes, then transfer to a wire rack to cool completely.
They firm up as they cool.
Serve: Enjoy warm or at room temperature. For extra decadence, add a light dusting of powdered keto sweetener or a drizzle of melted sugar-free chocolate.