Cook your base: Prepare rice or quinoa according to package directions.
Fluff and set aside. For extra flavor, stir in lime zest, lime juice, and chopped cilantro.
Sauté the corn (optional but tasty): Heat a skillet over medium-high with a drizzle of olive oil. Add corn and cook 3–5 minutes until lightly charred.
Season with a pinch of salt and smoked paprika.
Warm the beans: In the same pan, add black beans with a splash of water. Season with chili powder, cumin, garlic powder, salt, and pepper. Cook 2–3 minutes until heated through.
Prep the fresh toppings: Dice bell pepper and onion, halve tomatoes, chop cilantro, and slice the avocado.
If using jalapeño, mince it finely.
Mix a quick lime drizzle: Whisk 2 tablespoons olive oil with the juice of 1 lime, a pinch of salt, and a dash of chili powder. This brightens the whole bowl.
Assemble: Add a scoop of rice to each bowl. Top with black beans, charred corn, bell pepper, tomatoes, and onion.
Drizzle with lime dressing.
Add the finishing touches: Spoon over salsa, add avocado, sprinkle cilantro, and finish with cheese if you like. A dollop of Greek yogurt or sour cream adds creaminess.
Taste and adjust: Add more lime, salt, or heat to suit your taste. A pinch of smoked paprika or a squeeze of hot sauce can round it out.